1. Acceptance of Terms

By accessing, browsing, or using CalcPro (“the Website,” “we,” “us,” or “our”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use CalcPro.

We reserve the right to change these Terms at any time. Your continued use of CalcPro after changes are posted constitutes your acceptance of the revised Terms.

2. Use of CalcPro

Permitted Use

You may use CalcPro for personal, non-commercial purposes — for example, calculating your loan EMI, planning your investments, or checking your salary breakdown. You may share links to our calculators on social media, blogs, or other websites.

Prohibited Use

• Scraping, crawling, or automated downloading of our calculator code or content
• Embedding our calculators on other websites using iframes without written permission
• Reproducing or republishing our calculator results as your own original work
• Using CalcPro in any way that violates applicable Indian or international laws
• Attempting to interfere with the functioning of CalcPro or its servers
• Using CalcPro to provide financial advisory services to clients without proper licensing

3. Intellectual Property

All content on CalcPro — including calculator code, design, text, formulas, graphics, and the CalcPro brand name — is owned by CalcPro and protected by applicable copyright and intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from our content without our express written permission.

You may quote or reference CalcPro content with proper attribution and a link back to the original page.

4. User Conduct

When using the CalcPro contact form or any interactive features, you agree to:

• Provide accurate and truthful information
• Not submit spam, offensive, or harassing messages
• Not impersonate any person or entity
• Not submit content that violates any third party’s rights

5. No Professional Advice

CalcPro is a financial calculation tool for educational purposes only. Calculator results are estimates and do not constitute financial, legal, tax, or investment advice. See our Disclaimer for full details. Always consult qualified professionals before making financial decisions.

6. Advertising

CalcPro displays advertisements through Google AdSense. These advertisements are clearly separated from calculator content. We do not endorse products or services advertised through Google AdSense, and we have no control over which specific ads are displayed to individual users.

7. Termination

We reserve the right to terminate or restrict your access to CalcPro at any time, without notice, for any reason, including if we believe you have violated these Terms and Conditions.

8. Limitation of Liability

CalcPro is provided “as is” without warranties of any kind. To the maximum extent permitted by law, CalcPro and its operators disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

In no event shall CalcPro be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of CalcPro.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or your use of CalcPro shall be subject to the exclusive jurisdiction of the courts of India.

10. Contact

For questions about these Terms and Conditions, please contact us at legal@calcpro.in or through our Contact Us page.