Wealth Growth Calculator 2025
SIP Calculator —
Mutual Fund Returns Estimator
See how your monthly SIP investments grow with the power of compounding. Supports step-up SIP for faster wealth creation.
₹500Min SIP
40 YearsMax projection
Step-upSIP supported
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Investment Details₹ 5,000
₹500₹2L
₹
12%
1%30%
% p.a.
10 Years
1 yr40 yrs
Years
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Year-wise Growth| Year | Invested | Returns | Portfolio Value |
|---|
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Wealth SummaryTotal Maturity Value
₹ —
Amount Invested
₹ —
Returns Earned
₹ —
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Frequently Asked QuestionsWhat is SIP?+
SIP lets you invest a fixed amount monthly in mutual funds. You benefit from rupee cost averaging and compounding. Start with as little as ₹500/month.
Is 12% return realistic?+
Indian equity funds historically delivered 12–15% CAGR over 10+ years. Use 10% for conservative estimates. Past performance doesn’t guarantee future returns.
What is Step-up SIP?+
Increases your SIP by a fixed % each year. 10% step-up on ₹5,000 = ₹5,500 next year, ₹6,050 after that. Aligns with salary hikes and boosts corpus.
How is SIP taxed?+
Equity fund LTCG (12+ months) above ₹1.25L taxed at 12.5%. STCG: 20%. ELSS gives 80C deduction with 3-year lock-in.
Can I stop SIP anytime?+
Yes — pause or stop anytime without penalty. Your invested amount stays in the fund.
⚠️ Mutual fund investments are subject to market risks. Returns are projected estimates. Past performance does not guarantee future results.