Car Loan EMI Calculator India 2025
🚗 Car Loan —
Instant EMI Calculator
Calculate your car loan EMI instantly. Compare new vs used car loan rates.
8.5–11%New Car Rate
7 YearsMax Tenure
90%Max LTV
🚗
Car Loan Details
₹ 800,000
₹1L₹50L
₹
9.5%
7%20%
% p.a.
5 Years
1 yr7 yrs
Years
📅
Year-wise Amortization| Year | Opening Balance | Principal Paid | Interest Paid | Closing Balance |
|---|
📋
Loan SummaryMonthly EMI
₹ —
Loan Amount
₹ —
Total Interest
₹ —
Total Payable
₹ —
🔗
Related Calculators❓
Frequently Asked QuestionsCar loan rate in 2025?+
New car: 8.5%–11%. Used car: 12%–18%. Women borrowers often get 0.25% lower.
How much car loan on ₹50K salary?+
3–4× annual salary. On ₹50K/month: ₹18–24L car loan possible.
New vs used car loan?+
New car: 80–90% LTV, rate 8.5–11%, tenure 7 years. Used: 60–80% LTV, rate 12–18%, 5 years.
What is on-road vs ex-showroom?+
Ex-showroom = base price. On-road includes registration, insurance, accessories.
Can I foreclose early?+
Yes, after 6 EMIs. Penalty: 0–3% of outstanding principal. Calculate savings vs penalty.
⚠️ EMI figures are estimates for planning purposes only. Actual EMI may vary based on bank processing fees and charges. Always confirm with your lender.